IRA Options and Benefits

  • DETAILS
    • Save for retirement with significant tax advantages*
    • Earn competitive interest rates higher than regular savings
    • Available in both Traditional and Roth options
    • Annual contribution limits apply
    • Additional $1,000 annual "catch-up" contributions for individuals aged 50 and above
    • No annual or setup fees
    • Federally insured for peace of mind
    • Requires a $2,500 minimum deposit to open
  • TRADITIONAL VS ROTH
    Understanding the differences between Traditional and Roth IRAs can help you make an informed decision. A Traditional IRA offers potential tax relief now, making it an excellent option for individuals looking to reduce taxable income today. On the other hand, a Roth IRA provides tax-free withdrawals during retirement, which can be particularly advantageous for those expecting higher income levels in their later years.
  • COVERDELL ESA
    Preparing for your child's education is easier with a Coverdell Education Savings Account (ESA). This account allows you to save for future educational expenses with tax-free growth, offering a secure and competitive way to build financial confidence for a new stage in life. Whether you're saving for college tuition or related costs, a Coverdell ESA ensures your funds grow effectively while providing peace of mind.

Making the Right Decision for Your Future

Choosing the right IRA is a crucial step toward securing your financial future. At Svenska Savills Investment Management, we are committed to providing you with the information, tools, and support needed to make an informed choice. Whether you prefer the immediate tax benefits of a Traditional IRA or the long-term advantages of a Roth IRA, our team of financial experts is here to guide you every step of the way.

Beyond retirement, we also offer tailored solutions like Coverdell ESAs, helping you save for educational expenses or other milestones. By planning early and strategically, you can enjoy the peace of mind that comes with knowing your financial goals are on track. Let Svenska Savills Investment Management help you build the secure and fulfilling future you deserve.